Nico Huysamen

Nico Huysamen

Founder & Director, Tora Technologies

Cape Town, South Africa

Nico is the Founder & Director of Tora Technologies, the independent South African software company that builds and operates Rebill. He has almost two decades of experience building SaaS products across payments, identity, and fintech, and started Rebill to give South African freelancers, consultants, and small businesses an invoicing tool that genuinely fits the local market: SARS-compliant, POPIA-ready, WhatsApp-first, and priced for a small business budget.

Tora Technologies builds the product, supports the customers, and pays SARS from the same country you do. If you have a question about a Rebill post or want to flag something that is wrong, email [email protected] directly.

Areas of expertise

  • SaaS product engineering
  • Invoicing and billing software
  • SARS-compliant tax invoicing
  • Paystack, Yoco, and PayFast payment integrations
  • POPIA compliance for small businesses
  • Recurring billing and subscription management
  • WhatsApp Business API and messaging workflows

Articles by Nico Huysamen

Fundamentals

Statement of Account in South Africa: What It Is, Example and How to Send One

What a statement of account is, a worked example with opening balance, invoices, payments and closing balance, when to send one, how it differs from an invoice and from a SARS statement, and how to send one free in Rebill.

Fundamentals

Invoice Numbering in South Africa: Formats and Rules

How to number invoices in South Africa. SARS sequential number rules, common formats, multi-client tips, and avoiding duplicates.

Getting Paid

How Does Paystack Work for South African Businesses?

How Paystack works for South African businesses: fees, setup, supported card types, connecting to invoicing, and payouts to your bank account.

Small Business

How to Track Business Expenses in South Africa

A practical guide to tracking business expenses in South Africa for SARS and profitability. What to track, categorising, and simple tools.

Getting Paid

How to Add a Payment Link to an Invoice in South Africa

How to add a Paystack, Yoco, or PayFast payment link to your invoice in South Africa so clients can pay by card instantly. Step-by-step guide with Rebill.

Getting Paid

How to Charge Late Fees on Invoices in South Africa

How to legally charge late fees on overdue invoices in South Africa. Legal basis, setting a rate, grace periods, and automating late fees.

Fundamentals

Quote vs Invoice: When to Send Which in South Africa

When to send a quote and when to send an invoice in South Africa, what acceptance means legally, and how to convert one into the other. In Rebill an accepted quote becomes an invoice in one click.

SARS & VAT

POPIA Compliance Checklist for Invoicing in South Africa

A practical POPIA checklist for businesses that invoice clients: what belongs on an invoice, what to tell clients, retention versus SARS's five years, Information Officer registration, operator agreements and marketing rules.

SARS & VAT

What is an Abridged Tax Invoice in South Africa?

Abridged tax invoices in South Africa: simplified SARS-compliant invoices for R50-R4,999 sales. When to use one and required fields.

Small Business

Recurring Billing in South Africa: What It Is, Who Needs It and How to Set It Up

Recurring billing explained for South African businesses: the types of recurring billing, who should use it, how it differs from a debit order, and a step-by-step setup with monthly anchors, WhatsApp delivery and reminders.

Getting Paid

How to Chase a Late Invoice Payment in South Africa

A practical escalation process for chasing overdue invoices in South Africa. Scripts per stage, when to charge late fees, and when to escalate legally.

Freelancer Guides

How to Invoice International Clients from South Africa: Currency, VAT and Getting Paid

Invoicing overseas clients from South Africa: which currency to bill in, when exported services are zero-rated for VAT and the proof SARS wants, exchange rates, exchange control, and Wise vs Payoneer vs SWIFT vs PayPal fees.

SARS & VAT

Should I Register for VAT in South Africa?

Practical guide to VAT registration in South Africa. The R1 million threshold, voluntary registration, pros and cons, and invoice impact.

Getting Paid

Paystack vs Yoco vs PayFast for SA Invoices

Paystack vs Yoco vs PayFast for South African small businesses: fees, setup, card types, EFT support, and which gateway suits you best.

Getting Paid

Invoice Payment Terms in South Africa Explained

Guide to invoice payment terms for South African small businesses: Net 7, Net 14, Net 30, EOM, COD, and how to pick the right ones.

Fundamentals

Invoice vs Tax Invoice in South Africa: The Difference

Invoice or tax invoice? The difference in South Africa, the fields SARS adds once you register for VAT, and when to use each. In Rebill the title switches the moment you add a VAT number.

Fundamentals

What is a Tax Invoice in South Africa? (Definition)

A clear definition of a tax invoice in South Africa: required fields, full vs abridged invoices, and a worked example.

Small Business

Best Invoice Software in South Africa (2026)

Honest comparison of the best invoicing software for South African small businesses in 2026. Pricing, SA features, payment gateways, fit.

SARS & VAT

How to Create a VAT Invoice in South Africa: SARS Checklist and Example

How to create a SARS-compliant VAT invoice in South Africa. When to charge VAT, calculating the 15%, full vs abridged tax invoices, the 15 required fields, a worked example and a checklist.

WhatsApp Invoicing

How to Send an Invoice via WhatsApp in South Africa

Send a professional invoice via WhatsApp in South Africa. Manual and automated methods, with payment links included, step by step.